Heat Pump Conversion in Older Northern Westchester Homes: Cost, Incentives, and Pitfalls

Cold-climate heat pumps are now a serious option in older Chappaqua, Bedford, and Mount Kisco homes — but the sticker price, incentives, and envelope realities are nothing like the marketing. Here is what 2026 conversion costs, what you can actually claim, and the five pitfalls that quietly wreck performance.